Car and truck accidents can cause serious and devastating injuries ranging from multiple broken bones to severe back and head trauma. If you are injured in a car or truck accident, your ability to work may be seriously impaired.
Lawsuits brought to recover compensation for pain and suffering and lost income resulting from car and truck accidents can require accident reconstruction, economic analysis of lost income and medical evaluation of injuries. Often times, there are complex issues concerning the amount of insurance available to compensate seriously injured victims. Car and truck accident lawsuits involve many concepts that are confusing and easily misunderstood. To some extent, this confusion is created intentionally by the automobile insurance companies to mislead injured victims and to make it difficult for them to obtain the recovery that they deserve.
For example, the commonly used term "No Fault" does not mean that you receive compensation for your injuries no matter who is at fault for the accident. Instead, it means that you may receive medical and some lost income benefits from your own insurance company until a so-called "independent" doctor who works only for insurance companies decides that you are no longer entitled. "No Fault" also means that, even though the defendant driver is 100% responsible for causing the accident, your injuries may not fit into a category that permits you to recover compensation in a lawsuit.
Another misleading term is "full coverage." People think that having "full coverage" means that they have a lot of protection if they are in an accident. Unfortunately, full coverage usually only means that you have coverage for the damage to your car and has nothing at all to do with the amount of coverage available to compensate you for your injuries.
Whether you are a driver, passenger or pedestrian, if you are injured in a car or truck accident, it is very important to obtain legal counsel as soon as possible. One reason for this is that you only have 30 days after the accident to file for medical benefits under the "No Fault" law.
Our firm has many years experience representing the victims of serious car and truck accidents. We have obtained verdicts and settlements in excess of a million dollars for clients who have been seriously injured in motor vehicle accidents. Clients whom we have represented have been crushed between vehicles, been involved in roll overs, and been dragged down the highway by tractor trailers. Many of our clients have been so seriously injured that they were never able to return to work. If you have been injured in a car accident, contact our firm for a free consultation. |